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The Blackwood Bank

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#1Jyu 
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on Sun Feb 05, 2017 5:41 pm

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BLACKWOOD BANK


The Blackwood Bank is an infamous bank controlled by a group of powerful figures from the underworld. Whenever someone is in a dire need of a loan, they come here. The Blackwoods are serious about their business. They deal out permanent injury and take the lives of clients that are not capable of paying back their loan in time. Their rates are incredibly high, therefore most people won't consider going here.

They're considered to be loan sharks since they come to collect their money if you do not pay it back in time. The moment the user receives a loan from Blackwood they will have four weeks to pay it back with interest otherwise they will receive a permanent injury. If possible they will also take away the possession that was purchased with the money if it is something tangible. In case the user doesn't manage to pay it back within six week though (which is two more weeks, not another six weeks), they will lose their lives.

While they operate as loan sharks, Blackwood does not take kindly to individuals aiming to disrespect their strength and influence. To have a loan payed off through the means of associates belittles the power that an outstanding debt carries and by associate, belittles Blackwood. As such, individuals who are currently indebted to Blackwood will be ineligible to receive a loan from anyone until they have paid off the entirety of their current loan on their own.

Deception is not taken kindly by Blackwood, as any effort to send funds given by Blackwood to others will hold both, the original loaner and the recipient responsible for the full repayment of the jewels and interest.

  • Requirements: The user must be at least C-rank to request a loan.
  • Time Limit: The user can request a new loan after a month after which they have paid back their previous loan.
  • Due Date: The user must pay back within four weeks after which they have received the loan, if the user fails they will receive a permanent injury.
  • Second Due Date: The user must pay back within six weeks after which they have received the loan, if the user fails they will lose their life.
  • Minimum: The minimum amount for a loan is 250,000J.
  • Maximum: The maximum amount for a loan is 500,000J for C and B-rank, and 1,000,000J for A and S-rank.
  • Interest Percentage: The interest rate to a loan is 50%.



Last edited by Jyu on Mon Apr 24, 2017 11:37 am; edited 1 time in total

#2Jyu 
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on Sun Feb 05, 2017 5:50 pm

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Use the following template in your bank topic to request a loan:
Rank: (What is your rank? Minimum rank to request a loan is C-rank)
Amount: (How much do you wish to loan? Minimum amount is 250,000J. Maximum amount for C and B-rank is 500,000J. Maximum amount for A and S-rank is 1,000,000J.)
Amount Post-Interest: (How much must you pay back after 4 to 6 weeks? Simply add 50% on top of the value that you wish to loan.)
Code:

<table width="300" style="background: #121212; border: solid 5px #242a49; color: #fff; border-radius: 10px; padding: 2em;"><tr><td>[b]Rank:[/b] (What is your rank? Minimum rank to request a loan is C-rank)
[b]Amount:[/b] (How much do you wish to loan? Minimum amount is 250,000J. Maximum amount for C and B-rank is 500,000J. Maximum amount for A and S-rank is 1,000,000J.)
[b]Amount Post-Interest:[/b] (How much must you pay back after 4 to 6 weeks? Simply add 50% on top of the value that you wish to loan.)
</td></tr></table>

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